Maidenhead
IT, Internet
Permanent | Full Time
ASAP
18/04/2024
09/05/2024
A market leading company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 2 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives.
Responsibilities:
* Report directly to credit manager and assist with the day-to-day management of a dedicated customer ledger.
* Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations
* Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
* Obtain and analyse financial, risk and market information
* Maintenance of credit processes to ensure integrity and accuracy of data
* Communicate credit decisions and requirements in a clear and concise manner to other parts of the business
* Keep up to date with market information to understand the implications this may have upon credit decisions and risks
* Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation
Requirements:
* At least 3 years' experience in a credit analyst role or similar
* Proven analytical skills with ability to document findings and make recommendations
* Strength of character to stand by decisions and explain to those less familiar with credit risk
* Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure
* Ability to take calculated risks with favourable outcomes
* Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
* Contribution to development of credit policies & to business process improvement
* Strong record of success in a fast-paced environment, with ability to manage own work and deadlines.
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